Built for the People Who Build America.
One policy can help protect your family with up to $1 million in coverage, provide access to funds if a qualifying illness keeps you off the job, and build tax-advantaged cash value for the future.
"Owning an HVAC business means missing work can get expensive. The living benefits gave me confidence that I'd have options if a serious illness ever kept me off the job."
"I've worked construction for over 20 years without much of a retirement plan. I liked having a policy that protects my family today while helping me build cash value for retirement or emergencies."
Testimonials are from real clients, shared with their permission. Individual results and experiences vary and are not a guarantee of future results, coverage, or eligibility. Cash value growth is subject to policy terms and carrier performance.
Why Contractors & Skilled Trades Choose This
Most trade work leaves you to build your own safety net — no pension waiting at the end, and nothing that keeps paying if a serious illness takes you off the job. Here's what an indexed universal life policy is designed to do about that.
Get Money If a Serious Illness Strikes
A serious diagnosis pulls you off the job? Living benefit riders let you access part of your death benefit early after a qualifying condition — so money is coming in even when you can't work.
Build Money You Can Use Later
Your money grows tax-deferred and stays yours to use — a kid's college, a work truck, your retirement. No waiting until 59½, no forced withdrawals later on.
Protected From Market Crashes
When the market climbs, your cash value grows with it. When the market crashes, that loss doesn't come out of your policy — so you're not spending years digging back to even before you can grow again.
Questions? Start Here.
Advertising Disclosure. This is an advertisement for insurance. Blue Collar Wealth Solutions is a marketing brand used by a licensed independent life insurance agent. We are not an insurance carrier, broker-dealer, or registered investment adviser, and we do not provide investment, legal, or tax advice. Policies are underwritten and issued by third-party carriers.
Who Contacts You. A licensed agent affiliated with Blue Collar Wealth Solutions will normally contact you directly; depending on availability, you may instead be referred to another licensed independent agent. Submitting the form does not create a client relationship or obligate you to buy anything.
TCPA Consent. By submitting your contact information, you consent to receive telephone calls (including autodialed or pre-recorded calls), text messages (SMS/MMS), and emails from or on behalf of Blue Collar Wealth Solutions and its licensed insurance agent partners regarding life insurance products, even if your number is listed on a federal, state, or local Do Not Call registry. Consent is not a condition of purchase. Message and data rates may apply. You may revoke consent at any time by contacting info@bluecollarwealthsolutions.com.
No Guarantee of Coverage. Coverage, benefits, premiums, and eligibility are set solely by the carrier and subject to underwriting. Not all applicants qualify.
IUL Performance Disclosure. Indexed Universal Life is permanent life insurance, not a securities investment. Cash value growth is tied to a market index (such as the S&P 500) and is subject to participation rates, caps, and floors set by the carrier. Illustrations are projections, not guarantees — actual cash value may be higher or lower, and past index performance does not predict future results. Loans and withdrawals reduce the death benefit and cash value and may cause the policy to lapse.
State Availability. Products are available in all 50 states. Features, carriers, and eligibility vary by state and by underwriting.
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