Blue Collar
Wealth Solutions

Terms of Service

Effective Date: July 30, 2026  |  Last Updated: July 30, 2026

1. Acceptance of Terms

By accessing or using this website, you agree to be bound by these Terms of Service ("Terms"). If you do not agree, please do not use this site. These Terms apply to all visitors, users, and others who access the site.

2. Nature of Service

Blue Collar Wealth Solutions is a marketing brand used by a licensed independent life insurance agent. We are not an insurance company or carrier, and we are not a broker-dealer or registered investment adviser. We do not underwrite or bind coverage — all policies are underwritten and issued by third-party insurance carriers, and all coverage decisions rest with the carrier. A licensed agent affiliated with us may assist you directly with an application; depending on availability, we may instead refer you to another licensed independent agent.

3. No Financial, Legal, or Tax Advice

Nothing on this website constitutes financial, investment, legal, or tax advice. IUL illustrations and benefit descriptions are general in nature and for educational purposes only. You should consult a licensed insurance professional, financial advisor, attorney, and/or tax advisor before making any insurance or financial decisions.

4. No Guarantee of Coverage or Results

Submitting a quote request does not guarantee that you will qualify for, be offered, or obtain any insurance product. All coverage is subject to underwriting approval by the applicable insurance carrier. IUL illustrations are projections only — actual cash value accumulation may be higher or lower and is not guaranteed. Past index performance does not guarantee future results.

5. Consent to Contact

By submitting a quote request and checking the consent box, you agree to be contacted by licensed independent insurance agents via phone, text, and email regarding life insurance products. See our Privacy Policy for full TCPA consent details.

6. Intellectual Property

All content on this website, including text, graphics, logos, and code, is the property of Blue Collar Wealth Solutions or its content suppliers and is protected by applicable copyright and trademark laws. You may not reproduce, distribute, or create derivative works without express written permission.

7. Disclaimer of Warranties

This website and its contents are provided "as is" without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site will be uninterrupted or error-free.

8. Limitation of Liability

To the maximum extent permitted by law, Blue Collar Wealth Solutions and its affiliates, officers, agents, and partners shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of, or inability to use, this website or any insurance products discussed herein.

9. Third-Party Links & Agents

This site may connect you with third-party licensed insurance agents. We are not responsible for the acts, omissions, representations, or policies of any third-party agents. Any dealings between you and an agent are solely between you and that agent.

10. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which Blue Collar Wealth Solutions is registered, without regard to conflict-of-law principles. Any disputes shall be resolved in the appropriate state or federal courts of that jurisdiction.

11. Changes to Terms

We reserve the right to modify these Terms at any time. Changes will be posted on this page with an updated effective date. Continued use of the site after changes constitutes acceptance of the updated Terms.

12. Contact

Questions about these Terms? Contact us at: info@bluecollarwealthsolutions.com

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